Planning assets efficiently to the next generation remains a primary objective for many and highlights the importance of Inheritance Tax planning. There are many things to consider when looking to protect your family and your home. Protecting your estate is ultimately about securing more of your wealth for your loved ones and planning for what…
Read moreWhatever you want to do when you retire, the better prepared you are, the more rewarding it will be. It’s important to assess the key aspects that will influence your retirement, as the decisions you make can have a real impact on your savings. There are some important considerations to think about. Timing Drawing savings…
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Families are left in a precarious situation if the unforeseen were to happen making financial protection more vital than ever. We all intend that our plans will come good. But making sure that you and your family can cope if you fall ill or die prematurely is something we can too easily put to one…
Read moreImpact investing without sacrificing returns or profits. For those looking to make the world a better place, but not wanting to sacrifice returns or profits, impact investing aims to support a positive social or environmental impact as well as looking to achieve compelling financial returns at the heart of sustainable investing. The term ‘impact investing’…
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Workers extend their careers for a multitude of reasons, meaning later retirement. When do you plan to retire? Saving for your retirement is a lifelong undertaking – and if you want to enjoy a comfortable retirement, you can’t stand planning soon enough. The more you contribute to a pension now, the better chance you’ll have…
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Pension savers risk a significant tax bill. For most people over the age of 55, it is now possible to cash in or unlock all of your pension. How you take these benefits will depend on the type of scheme you have and how you want to take benefits. But concerns have been raised that…
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Exactly how much you’ll need for a comfortable retirement will depend largely on your cost of living and lifestyle choices. For many people, retirement is about sun-soaked holidays, leisurely rounds of golf and that boat they’ve always coveted. But retirement is not what it used to be, with more of us working longer to build…
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Our latest version of the TIPS magazine is now out and available to download on our website. The September/October issue covers the latest financial news and topics designed to keep you up to date and help you plan any changes in your life and financial circumstances. For most people over the age of 55, it…
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Ethical saving and investing can help make the world a better place. Whether it’s termed ethical, responsible or sustainable investing, the aim is generally the same. It’s investing your money in businesses which have some intention of making the world a better place. In the past, ethical investing was the only option if you wanted…
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Making informed decisions to improve your chances of achieving your financial goals. Your investment time frame will determine your risk profile to some extent, as this has a direct bearing on your capacity to take risk. Risk capacity is also influenced by factors such as your age, wealth, and the goals you are saving and…
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We’re delighted to announce that we’ve been shortlisted in the MoneyAge Awards 2018 for the ‘Financial Adviser of the Year’ (medium to large) category. Now in its third exciting year, the MoneyAge Awards celebrate excellence, professionalism and innovation in the hugely competitive, but critically important financial space. They look to honour those who have proved…
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How a simple list can help your loved ones after your death. Although it may not feel like it, your family finances are probably more precious than you think. It’s all well and good when the breadwinners are healthy and working, but if something unfortunate were to happen, the outlook for those around you could…
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